Research on the Construction of Local Enterprise Credit Information System under the Government-led Model

After years of development, our country's corporate credit reporting field has made significant achievements, but compared with social development, it is still lagging behind. The overall scale of corporate credit reporting market is small, public credit reporting departments have simple business, and corporate credit reporting agencies face Data bottlenecks and various elements in the field of corporate credit investigation are subject to issues such as the fragmentation of resources. In the absence of the effectiveness of the corporate credit reporting market, the government should take measures to break the barriers that restrict market development in the existing credit reporting framework, design the system under the leadership of the government, build a basic corporate credit reporting database, and encourage the market to participate in data sharing and credit product development, and build a local corporate credit reporting system with Chinese characteristics.