Empirical Analysis of the Impact of Digital Inclusive Finance Development on Urban-Rural Integration

This article uses the coupling coordination model to calculate the level of urban-rural integration in various provinces from 2011 to 2020, and explores the relationship between digital inclusive finance and urban-rural integration using the fixed effects model, system GMM model and the threshold effect model. The research found that digital inclusive finance has a significant positive promoting effect on urban-rural integration. The impact effect and significance of digital inclusive finance on the dimensions of rational allocation of factors, integrated infrastructure and diversified rural economy are higher than those on the dimensions of inclusive and shared public services and ecological environment protection. The coverage breadth dimension of digital inclusive finance has a positive promoting effect on urban-rural integration, but the use depth and digitalization degree dimensions have no significant impact on urban-rural integration. The impact of digital inclusive finance on urban-rural integration, integrated infrastructure, diversified rural economy and ecological environment protection has a single threshold characteristic.