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乔刚, 查华超. 安徽P2P网贷平台转型与整合发展研究[J]. 安徽工业大学学报社会科学版, 2018, 35(2): 11-14,25. DOI: 10.3969/j.issn.1671-9247.2018.02.003
引用本文: 乔刚, 查华超. 安徽P2P网贷平台转型与整合发展研究[J]. 安徽工业大学学报社会科学版, 2018, 35(2): 11-14,25. DOI: 10.3969/j.issn.1671-9247.2018.02.003
QIAO Gang, ZHA Hua-chao. A Study on Transformation and Integration of Online P2P Lending in Anhui[J]. Journal of Anhui University of Technology(Social Sciences), 2018, 35(2): 11-14,25. DOI: 10.3969/j.issn.1671-9247.2018.02.003
Citation: QIAO Gang, ZHA Hua-chao. A Study on Transformation and Integration of Online P2P Lending in Anhui[J]. Journal of Anhui University of Technology(Social Sciences), 2018, 35(2): 11-14,25. DOI: 10.3969/j.issn.1671-9247.2018.02.003

安徽P2P网贷平台转型与整合发展研究

A Study on Transformation and Integration of Online P2P Lending in Anhui

  • 摘要: P2P网贷监管加强的大背景下,安徽P2P网贷行业的唯一出路,就是尽快真正实现转型与整合。其中,表现较好的平台,要积极主动寻求转变,并努力形成少数几家大中型普惠金融服务集团,开展多样化的普惠性金融服务;表现一般的平台,通过平台合作或并购、业务重组或创新,形成综合性金融信息服务平台,开展综合性金融服务;表现较差的平台,应自行退出或因不合规被强行取缔,以此来切实扭转安徽网贷行业的不好口碑,提升安徽网贷行业的美誉度。

     

    Abstract: Under the background of strengthening the supervision of online P2P lending, the only way out for online P2P lending in Anhui is to realize translation and integration as soon as possible. For a platform with better performance, it is necessary to actively seek transformation method, strive to form a few large and medium-sized inclusive financial service groups, and develop diversified inclusive financial services. For a platform with general performance, it is necessary to form a comprehensive financial information service platform and carry out comprehensive financial services through platform cooperation or mergers and acquisitions, business restructuring or innovation. For a platform with poor performance, it is necessary to withdraw or be forcibly banned because of irregularities, so as to effectively reverse the bad reputation of Anhui online lending industry and enhance its good reputation.

     

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